50/30/20 Budget and Envelope Method to Partition Your Savings

GoGoBudgeto generates your monthly budget plans using the 50/30/20 rule and uses envelopes to organize your savings by category. Free and no bank connection required. Discover our budget plans et the envelope system .

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Discover how GoGoBudgeto can transform your financial management

50/30/20 Budget Plans GoGoBudgeto

Generate and Modify Your GoGoBudgeto Budget Plans

Easily create your monthly budget plans using the 50/30/20 rule and adjust them based on your actual expenses. Once your plan is created, duplicate it to other months to avoid re-entering everything - a real time saver with just minor adjustments! Then view your annual summary for optimal management.

  • • Customized plans based on your income
  • • Duplicate plans from one month to another
  • • Real-time adjustments
  • • Track your actual expenses
Screenshot of creating and modifying monthly budget plans in GoGoBudgeto
Annual summary of expenses and savings in GoGoBudgeto

Annual Summary Actual Budget vs 50/30/20

Visualize the difference between your actual annual budget and the ideal 50/30/20 distribution to understand your spending habits.

  • • Compare actual budget vs 50/30/20
  • • Visual chart of differences
  • • Annual overview

GoGoBudgeto Savings Envelopes

Create Your Savings Envelopes by Goals

Organize your 20% savings by creating envelopes for each goal: vacation, emergency, projects. Then track the movement history of each envelope.

  • • Customizable goals
  • • Set target amounts
  • • Visual progress tracking
Envelope creation interface to categorize savings in GoGoBudgeto
Detailed history of envelope movements in GoGoBudgeto

Envelope Movement History

View the chronological history of all your envelope movements: deposits and withdrawals to track the evolution of your savings.

  • • Complete chronological history
  • • Detail of each movement
  • • View past operations

The 50/30/20 Rule with GoGoBudgeto

GoGoBudgeto automatically generates your budget plans using the 50/30/20 method: the proven solution to optimize your personal finances and save up to 20% of your income.

Save up to 20%

of your income with our advanced budgeting techniques.

Intelligently distribute your income with the 50/30/20 rule applied by GoGoBudgeto.

Needs 50%
Wants 30%
Savings 20%

Partition Your Savings with Envelopes

GoGoBudgeto's envelopes allow you to divide your 20% savings into specific goals: vacation, emergency, projects... Each envelope tracks your progress and motivates you to reach your financial goals.

Organize your savings by goals
Track your progress in real time
Stay motivated with clear objectives
🏠 Emergency fund 65%
✈️ Vacation 30%
🚗 New car 15%

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Join thousands of users who have already transformed their budget management with free GoGoBudgeto.

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